Best Chance Auto Loan Privacy Policy
BestChanceAutoLoan.com understands that privacy concerns are of
utmost importance when it comes to the use of your personal information.
Because we would like to assure you that we are committed to protecting
your personal privacy, BestChanceAutoLoan.com has created this
privacy statement. We collect the information necessary to respond
to your requests for our financial products and services, and
the following discloses our information gathering and dissemination
practices for this website: Our site's qualification form may
require users to give us information such as your name, address,
phone number, e-mail address, social security number, employment,
income, credit history and other financial information. This information
gathering procedure allows BestChanceAutoLoan.com to find you
a lender that best meets your borrowing needs and is forwarded
to the dealer/lender. We may use your customer contact information
that you provided from the qualification form to send you additional
information about our company and other promotional materials
and programs from some of our partners. The customer's contact
information is also used by us and a designated dealer/lender
to contact you when necessary. You may opt-out of receiving future
mailings; see the opt-out section below. This site contains links
to other sites. BestChanceAutoLoan.com is not responsible for
the privacy practices or the content of such websites.
Information We Collect
In order to ensure that consumers get the very best service, BestChanceAutoLoan.com
collects demographic information, web pages visited and other
consumer-volunteered information from sources such as forms, survey
information and/or site registrations. BestChanceAutoLoan.comalso
collects information from auto loan applications including name,
zip code, phone number, e-mail address and certain finance and
credit-related information. Gathering this information helps BestChanceAutoLoan.com
to identify our customers and manage our customer relationships.
It also assists BestChanceAutoLoan.comin the development or referral
of products and services that we believe will meet the continuing
needs of our customers. Collected information is also used to
improve the content of our Web site, customize the content and/or
layout of our Web site for individual users, and members of our
auto dealer network to contact you for follow-up information to
their auto loan application and/or for marketing purposes. Auto
loan information is used to route requests to our auto dealer
network, fulfillment and marketing partners and to contact consumers.
By submitting an application, you agree that a member of our auto
dealer network can contact you by phone at the numbers you've
provided to discuss your application. Additionally, you further
authorize BestChanceAutoLoan.coms third party lending institutions
to forward information in my application, and any other credit
information they obtain, with other third parties who may be able
to offer or arrange for a direct loan and/or dealer financing.
Who Owns the Auto Loan Application Data?
Once it is received in our database, auto loan information, including
your name, e-mail address, home address and financial/credit status
information becomes the property of BestChanceAutoLoan.com. This
information is passed on to our dealers, fulfillment and marketing
partners and affiliates for completion of the loan. Once one of
these entities receives this information, it becomes the subject
to their respective privacy policy, in addition to BestChanceAutoLoan.com's.
Our accredited dealers and/or lenders use this information to
process your purchase request and provide valuable services. Any
request to opt out of future dealer communications must be made
directly to the dealer.
Personalization
BestChanceAutoLoan.com offers its users the advantage of personalization
on our Web site by using cookies. Web site personalization provides
our customers with a more convenient online experience and is
at no given time used to track information or retrieve data from
your hard drive.
Cookies
Cookies are pieces of information that a web server may transfer
to your computer through your web browser. When this information
is stored on your computer, our system is able to recognize your
browser and in turn customize web page content for you. We will
not use any cookies to retrieve data from your hard drive or obtain
sensitive information about you. When a cookie is set, your browser
will check it for length, an expiration date, and where it originated.
Only BestChanceAutoLoan.com can access the cookies that we set.
You can decide if and how your computer will accept a cookie by
configuring your preferences or options in your browser. However,
if you choose to reject cookies, you may not be able to use certain
of our online services or website features.
Tracking Pixels
BestChanceAutoLoan.com uses clear GIF Tracking pixels to track
user movement through the site for aggregated site traffic metrics.
In addition, some BestChanceAutoLoan.com affiliates set tracking
pixels on our web pages to track completed auto loan requests
referred by their websites.
Information We Share With Others
If you provide us with your name and mailing address, we may decide
to make it available to other companies that wish to tell you
about their products. (See below if you prefer that we not share
this information). We may segment the information into groups
of customers who have bought similar amounts and types of products,
but we will never provide details that are specific to a single
customer or household. Of course, if there is any information
that we are legally required to provide to government agencies,
credit reporting agencies or to prevent fraud, we will comply
with our legal obligations. Occasionally, when BestChanceAutoLoan.com
does not have a partner dealership available in a specific area
to assist our consumers, we may forward your request for information
to another reputable auto loan network. In such a case, you will
become subject to the security and privacy policies that are posted
on the associated website and if you wish to do so, you will have
to opt out of disclosure through the associated website.
Third Party Newsletter
By submitting your information you agree to receive a third party
newsletter from BestChanceAutoLoan.com. There is no cost to receive
this newsletter. Should you have any questions or concerns or
if you would like to discontinue receipt of the Auto Finance Info
Newsletter simply email us at.
abuse@BestChanceAutoLoan.com
Viewing pages at BestChanceAutoLoan.com
If you browse through our Web site without entering any personal
data, we will gather and store certain information about your
visit. This information does not identify you personally and cannot
be linked back to you unless you decide at some point to identify
yourself. If you are only browsing, we collect the following information:
IP address, the type of browser and operating system used to access
our site, the date and time you access our site, the pages you
visit (click-through), and if you linked to our Web site from
another Web site, the address of that Web site.
Security
BestChanceAutoLoan.com understands the importance of security
for our consumers. When applicable, we use the latest SSL (Secure
Socket Layer) encryption technology to protect sensitive personal
or financial information during transmission. This allows your
personal information to be submitted in a secure environment while
reaching the intended parties. An SSL-capable web browser is needed
to support this encryption technology. Netscape Navigator 4.6
or higher or Microsoft's Internet Explorer 4.01 or higher will
support SSL technology. To verify that you are on a secure web
page in Netscape Navigator, right-click while your cursor is on
the form (not the border) and select "view Frame information"
in Netscape Navigator. To view security certificates in Internet
Explorer, click Internet Options on the View menu in the browser
and then the Content tab. In the Certificates area, click the
Personal, Sites, and Publishers buttons to view the current certificates.
We Do Not Intend To Collect Data From Children
The information and services provided by BestChanceAutoLoan.com,
our affiliates, sponsors, and advertisers are not intended to
be viewed by children (under 18 years old). No information collected
from children is knowingly used for any marketing or promotional
purposes whatsoever, either inside or outside BestChanceAutoLoan.com.
Special Notice To Vermont Residents
Vermont has adopted new consumer privacy regulations that may
require financial institutions to obtain your consent prior to
sharing nonpublic personal information about you with non-affiliated
companies. If you are a resident of Vermont, we will not share
nonpublic personal information we collect about you, your account
or your transactions without your consent except as otherwise
permitted by law.
How to Request that Your Information Not Be Shared
Many customers appreciate receiving information and offers about
products and services that may be of interest and value to them.
However, at BestChanceAutoLoan.com, we recognize that it's your
choice. If you prefer that we not disclose any nonpublic personal
information about you to any nonaffiliated third parties, you
may opt out of those disclosures, that is, you may direct us not
to make those disclosures (other than disclosures permitted by
law). It generally takes up to thirty (30) days before your request
becomes effective. If you do not want us to share any information
that you have provided to us or that we have gathered, please
let us know by e-mailing us through the link below or by writing
us at BestChanceAutoLoan.com, Attention: Privacy Policy Support
Department, 111 East 14th St #104, New York NY 10003. Please include
your name, address, and other identification information, such
as your application number. Your request will apply to any of
the information we have obtained in any transaction, such as your
application. An opt-out request by any party on a joint account
will apply to all parties on the joint account.
Other Companies' Policies May Differ
Except as otherwise expressly included in this Privacy Policy,
this document only addresses the use and disclosure of information
we collect from you. If you disclose your information to dealers
or other parties that you are placed in contact with through our
site or other sites throughout the Internet, different privacy
policies may apply to their use or disclosure of the information
you disclose to them. Since BestChanceAutoLoan.com does not control
the privacy policies of third parties, you are subject to the
privacy policies of that third party and we encourage you to read
their privacy policies or ask questions before you disclose your
personal information to others.
Your Acceptance of These Terms
By using this site and providing us with your information, you
agree to the BestChanceAutoLoan.com Privacy Policy. If you do
not agree to this policy, please do not use our site. We reserve
the right, at our discretion, to change, modify, add, or remove
portions of this policy at any time. Please check this page frequently
for changes. Your continued use of the BestChanceAutoLoan.comsite
means you accept those changes. You can e-mail us with any further
questions you may have.
Thank you for visiting
BestChanceAutoLoan.com!
